Honda Activa Insurance


Honda Activa has been fulfilling the dreams of Indian bike owners for over two decades. In fact, the launch of the Activa brought about a much-needed change in the market and evolved into being a preferred name across two-wheeler purchases. It is easy to ride and navigate, not very heavy and can be easily driven by people of any age. Also, with the right two-wheeler policy, you can get financial protection against accidents and mishaps and ride in a worry-free manner.

Talking about 2-wheeler insurance, there are many variants available, like third-party liability policy, own damage bike insurance policy, and comprehensive Honda Activa insurance. You need to choose a plan based on your needs. Today, we will discuss everything that you need to know about bike insurance for Honda Activa.

About Honda Activa

Right from young teenagers to senior retired citizens, everyone can ride an Active with no hassle. Hence, it has evolved into India’s largest-selling scooter. It is used equally by men and women and has an optimum engine capacity with a mileage of up to 60 kmpl. Further, Honda has a large service network that is used by the Unicorn to make inroads into the market.

Do I need Honda Activa Insurance?

The on-road price of the Honda Activa varies from around ₹69,000 to ₹79,000. The average weight of the Honda Activa is around 110 kg. If you opt for a comprehensive bike insurance policy, you get coverage for third-party liabilities and damages to your insured bike. This means that if the insured bike gets into an accident or collision, causing damage to a third-party bike or property, or physically injuring the third person, then the insurance provider will manage the costs. Clearly, the Activa insurance renewal is crucial if you have an existing insurance policy.

What is Covered in Activa Insurance?

Here is a quick look at the inclusions of insurance for two-wheeler Activa:

  • A comprehensive Honda Activa Insurance plan offers coverage from damages caused to the insured bike due to natural calamities
  • A comprehensive Honda Activa insurance plan offers coverage for damages caused to the insured bike due to man-made calamities.
  • Total loss treatment and reimbursement if the bike gets stolen
  • A comprehensive Honda Activa insurance plan offers coverage for damages caused to the insured bike due to accidental fires
  • Any damage caused to a third-party vehicle, property, or person in an accident involving your bike
  • Personal accident cover for the owner-driver of the Honda Activa

What is the Cost of Activa Insurance?

The cost of Honda Activa Insurance will vary based on a range of factors like the make and model of the bike, its age, geographical location, add-on covers, voluntary deductible, and No Claim Bonus. Hence, it is important to go through the quote carefully before finalising a bike insurance plan. Also, you can compare two wheeler insurance and use the free online calculator to find the best coverage for your Honda Activa within your budget.


While it is mandatory for bike owners to have a two-wheeler insurance policy, you can choose between mandatory third-party insurance and the optional comprehensive insurance policy based on your needs. Remember, there are many providers offering bike insurance plans. Hence, research your options and compare providers and plans to find the best protection for your bike.

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